Loan Against Property

Services

High loan amounts at low interest rates—secured by your property.

Loan Against Property (LAP) is one of the simplest and most cost-effective ways to get a high-value loan. Whether you need funds for business expansion, education, medical expenses, or debt consolidation—your residential or commercial property can help you secure a large loan at attractive interest rates.

Since 2016, Classic Finserv Groups has been assisting individuals and businesses in unlocking the true value of their property through transparent processing, minimal paperwork, and expert guidance.

Property Loan

Why Choose Loan Against Property?

Your property is evaluated based on market value, location, construction quality, and ownership. Once approved, the loan amount is disbursed quickly with lower interest compared to personal loans.

EMI begins the following month after disbursement, and borrowers also get the advantage of long tenure and higher eligibility due to secured loan benefits.

Documents Required

Simple document checklist for faster approval

Identity & Address Proof

Aadhaar Card / PAN Card
Voter ID / Passport
Electricity Bill / Rent Agreement

Income Proof

Salary Slips (last 3 months) – for salaried
6–12 Months Bank Statement
ITR (last 2 years)
GST Certificate (if business)

Property Documents

Registry / Sale Deed
Latest Electricity Bill
Property Tax Receipt
Approved Map (if available)
Chain of Documents (if required)

Who Can Avail a Loan Against Property?

Eligibility designed for both individuals & businesses

Property owners with registered residential or commercial property
Salaried individuals working in private, government or MNC companies
Self-employed professionals like doctors, CAs, architects
Business owners with regular financial turnover
Minimum age 21 years, maximum age up to 65 years
Clear title property with proper documentation